<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=utf-8"><meta name=Generator content="Microsoft Word 14 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Hi, Niki<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Here is a blog post the FTC released last Friday <span style='color:#1F497D'>— </span></span><span style='font-family:"Calibri","sans-serif"'><a href="https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do">The Equifax Data Breach: What to Do</a>. <o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif"'>Best, <o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif"'>Colleen<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal>Colleen Tressler<o:p></o:p></p><p class=MsoNormal>Senior Project Manager<o:p></o:p></p><p class=MsoNormal><a href="http://www.ftc.gov/about-ftc/bureaus-offices/bureau-consumer-protection/our-divisions/division-consumer-business">Division of Consumer and Business Education </a>(DCBE) <o:p></o:p></p><p class=MsoNormal>Federal Trade Commission<o:p></o:p></p><p class=MsoNormal>Washington, DC 20580 <o:p></o:p></p><p class=MsoNormal>202-326-2368 <o:p></o:p></p><p class=MsoNormal><a href="http://www.ftc.gov/">Web</a> I <a href="http://www.facebook.com/federaltradecommission">Facebook</a> I <a href="https://twitter.com/ftc">Twitter</a> I <a href="http://www.youtube.com/FTCvideos">YouTube</a> I <a href="http://www.consumer.ftc.gov/blog">Consumer Center Blog</a><o:p></o:p></p><p class=MsoNormal>Penn Corner – a monthly email that highlights the work the FTC is doing to protect consumers through enforcement and education. Subscribe at <a href="https://www.ftc.gov/opa/subscribe.shtm">ftc.gov/subscribe</a><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal>1-877-<strong>FTC-HELP</strong> (1-877-382-4357) ; <a href="http://www.ftc.gov/complaint">www.ftc.gov/complaint</a><o:p></o:p></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Natfinwellness [mailto:natfinwellness-bounces@lists.osu.edu] <b>On Behalf Of </b>Niki Pechinski<br><b>Sent:</b> Wednesday, September 13, 2017 12:19 PM<br><b>To:</b> National Financial Wellness Listserv<br><b>Subject:</b> [Natfinwellness] Equifax Data Breach<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>Hello Financial Literacy Colleagues, <o:p></o:p></p><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>My name is Niki Pechinski, I am the Financial Literacy Educator at the University of Minnesota Duluth. <o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal><b>In light of the Equifax data breach, I am curious, how your conversations with students changed (or not changed) regarding credit retrieval and online security? </b>I believe in safe online practices but I also don't think <i>not</i> monitoring credit is an effective way to reduce identity theft. <o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>What do you think? I look forward to hearing your thoughts. <o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Warmly, <o:p></o:p></p></div><div><p class=MsoNormal>Niki<o:p></o:p></p></div><div><p class=MsoNormal><br clear=all><o:p></o:p></p><div><div><div><div><div><div><div><div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black;background:white'>Niki Pechinski</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#990000;background:white'> </span><o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Financial Literacy Educator </span><o:p></o:p></p></div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>University of MN Duluth</span><o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>(218) 726-7039</span><o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#666666'>Pronouns: </span><span style='font-size:9.5pt;color:#666666'>she/her/hers</span><o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:blue'><a href="http://d.umn.edu/onestop/llas/" target="_blank">Live Like a Student</a> | <a href="http://d.umn.edu/llas/fpmp/index.html" target="_blank">Financial Peer Mentor Program</a></span><o:p></o:p></p></div><div><p class=MsoNormal><img border=0 width=96 height=96 id="_x0000_i1025" src="http://www.ion.uillinois.edu/badges/images/CFLI.png"><o:p></o:p></p></div></div></div></div></div></div></div></div></div></div></div></body></html>