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<div>Hello Jennifer,</div>
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<div>There are both pros & cons to refinancing, but what we really try to impress on students is that they will lose certain repayment options or even loan forgiveness options if they refinance with a private company if they have federal loans.</div>
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<div>We covered DIRECT loan consolidation & the differences between refinancing a loan and loan consolidation in our webinar in April. Here’s a link that should start right at the loan consolidation & refinancing loans section: <a href="https://youtu.be/tEScrgEY3_4">https://youtu.be/tEScrgEY3_4</a>. </div>
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<div>Thanks,</div>
<div>Andrea</div>
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<span style="font-weight:bold">From: </span>Natfinwellness <<a href="mailto:natfinwellness-bounces+apelleg3=uillinois.edu@lists.osu.edu">natfinwellness-bounces+apelleg3=uillinois.edu@lists.osu.edu</a>> on behalf of Jennifer Snellink <<a href="mailto:jennifer.snellink@perrytech.edu">jennifer.snellink@perrytech.edu</a>><br>
<span style="font-weight:bold">Reply-To: </span>National Financial Wellness Listserv <<a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a>><br>
<span style="font-weight:bold">Date: </span>Thursday, May 5, 2016 at 1:26 PM<br>
<span style="font-weight:bold">To: </span>"<a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a>" <<a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a>><br>
<span style="font-weight:bold">Subject: </span>[Natfinwellness] Student loan refinancing<br>
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<p class="MsoNormal">Good Morning everyone,<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">While working with a graduating student this morning, he asked about a student loan refinancing company called Earnest. He is thinking of applying but wanted to know more about them. Does anyone have any experience or heard anything about
Earnest? Any info I can pass on to him would be great.<o:p></o:p></p>
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<p class="MsoNormal">Thank you,<o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
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Snellink </span></b><b><span style="color:#FF6600">|</span></b><b><span style="color:#1F497D"><span style="text-transform:uppercase">Financial Aid Loan Specialist</span></span></b><span style="font-size:9.0pt;color:#17365D"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;color:#17365D">Perry Technical Institute
</span><span style="font-size:9.0pt;color:#FF6600">|</span><span style="font-size:9.0pt;color:#E36C0A"></span><span style="font-size:9.0pt;color:#17365D">2011 W. Washington Ave.
</span><span style="font-size:9.0pt;color:#FF6600">|</span><span style="font-size:9.0pt;color:#17365D"> Yakima, WA 98903<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;color:#17365D">509.453.0374 x5758 or 888.528.8586 (w)</span><span style="font-size:9.0pt;color:#365F91"> </span><span style="font-size:9.0pt;color:#FF6600">|</span><span style="font-size:9.0pt;color:#365F91"> </span><span style="font-size:9.0pt;color:#17365D">509.453.0458
(f)</span><span style="font-size:9.0pt;color:#365F91"> </span><span style="font-size:9.0pt;color:#FF6600">|</span><span style="font-size:9.0pt;color:#365F91"></span><a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.perrytech.edu&d=CwMFAg&c=8hUWFZcy2Z-Za5rBPlktOQ&r=AI6wYDrERn2-dsPfvHrweQ4CNqppzefkQizuvSnvuwA&m=yXgqoHRLV9CNyFNYlv6o-dDCOMwvr2uAl8I66jR7bs4&s=KM8RboSQdHEJ5JnjzQQ6pIPgPD4h7ei0tL2Kwd4Au-w&e="><span style="font-size:9.0pt;font-variant:small-caps;color:blue">www.perrytech.edu</span></a><b><span style="font-size:9.0pt;color:#365F91"><o:p></o:p></span></b></p>
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