<div dir="ltr">We require all graduating students to meet one-on-one for a review of their loan amount AND to create a budget based on their future income. <div><br></div><div>We use a budget spreadsheet that we go through together and then students receive a pdf copy of the budget along with the blank spreadsheet.</div><div><br></div><div>These meetings typically take about one hour, which is a bit labor intensive, but we have a pretty small campus.</div></div><div class="gmail_extra"><br clear="all"><div><div class="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><i><font face="georgia, serif" size="2">JoElyn K. Krohn</font></i><div><div><font face="georgia, serif" size="1">Financial Literacy Coordinator</font></div><div><font face="georgia, serif"><a href="mailto:krohnjk@mlc-wels.edu" target="_blank">krohnjk@mlc-wels.edu</a></font></div></div><div><br></div><div><br></div><div><i><font size="2">Whatever you do, work at it with <b>all your heart</b>, as working for the Lord, not for human masters, since you know that you will receive an inheritance from the Lord as a reward. <b>It is the Lord Christ you are serving.</b>  Colossians 3:23-24</font></i></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>
<br><div class="gmail_quote">On Fri, Apr 29, 2016 at 12:49 PM, Ashton, Bryan <span dir="ltr"><<a href="mailto:ashton.53@osu.edu" target="_blank">ashton.53@osu.edu</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">




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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d">Hi All –</span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d"> </span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d">I hope that everyone is enjoying the end of the academic year!<span> 
</span>I had a quick question – are any institutions doing mandatory or voluntary budgeting for completion exercises (i.e. asking students to fill out a financing plan for their time at your institution).</span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d"> </span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d">If so –
</span></p>
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<p><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d"><span>1)<span style="font:7.0pt "Times New Roman"">    
</span></span></span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d">When are you implementing the ask</span></p>
<p><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d"><span>2)<span style="font:7.0pt "Times New Roman"">    
</span></span></span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d">What tools are you using to assist them in the process (i.e. is there any coaching)</span></p>
<p><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d"><span>3)<span style="font:7.0pt "Times New Roman"">    
</span></span></span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d">Are there any structured follow ups for those that do not have a plan in place</span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d">Thank you all!</span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1f497d">Bryan</span></p>
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<p class="MsoNormal"><a name="m_-4446443640097924604__MailAutoSig"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#333333"><img src="cid:image001.png@01D19D69.B699BA70" alt="The Ohio State University" height="45" width="224"><br>
</span></a><span><b><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#bb0000;background:white">Bryan Ashton</span></b></span><span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#333333"><br>
Assistant Director<br>
</span></span><span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#bb0000;background:white">Office of Student Life</span></span><span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#333333">
 Student Wellness Center<br>
B130 RPAC, 337 Annie and John Glenn Ave, Columbus, OH 43210<br>
<a href="tel:%28614%29%20230-8190" value="+16142308190" target="_blank">(614) 230-8190</a> Office<span>  </span><br>
</span></span><a href="mailto:ashton.53@osu.edu" target="_blank"><span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:blue;background:white">ashton.53@osu.edu</span></span><span></span></a><span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#333333">
</span></span><a href="http://swc.osu.edu/" target="_blank"><span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:blue;background:white">swc.osu.edu</span></span><span></span></a><span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#333333"></span></span></p>
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<p class="MsoNormal"><span></span><a href="http://www.nscfw.org/" target="_blank"><span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:blue">Join us June 15th-17th for The National Summit on Collegiate Financial Wellness</span></span><span></span></a><span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#333333"></span></span></p>
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<p class="MsoNormal"><span><span style="font-size:6.0pt;font-family:"Arial","sans-serif";color:#1f497d">EDUCATIONAL SERVICE ONLY; NO ADVICE IS PROVIDED</span></span><span><span style="font-size:6.0pt;font-family:"Times New Roman","serif";color:#1f497d"></span></span></p>
<p class="MsoNormal"><span><span style="font-size:6.0pt;font-family:"Arial","sans-serif";color:#1f497d">Scarlet and Gray Financial Coaching is an educational service only. We do not provide investment, legal, debt consolidation, debt management or
 tax advice. The information provided is for general educational purposes only, and is not intended to substitute for the advice of your investment, legal, tax advisors and/or credit counselors or to be the basis of specific trading, investment or debt consolidation
 and management activities. If you need investment, legal, tax advice, and/or credit counseling, please consult with one of these professionals.</span></span><span><span style="font-size:6.0pt;font-family:"Times New Roman","serif";color:#1f497d"></span></span></p>
<p class="MsoNormal"><span><span style="font-size:6.0pt;font-family:"Arial","sans-serif";color:#1f497d"> </span></span><span><span style="font-size:6.0pt;font-family:"Times New Roman","serif";color:#1f497d"></span></span></p>
<p class="MsoNormal"><span><span style="font-size:6.0pt;font-family:"Arial","sans-serif";color:#1f497d">The links to third-party financial resources are provided as a convenience for informational purposes only.  Neither The Ohio State University
 or its Student Wellness Center endorses or approves any of the products, services or opinions of the entities or individuals associated with these links.  The Ohio State University and its Student Wellness Center bear no responsibility for the accuracy, legality
 or content of any external site associated with the links provided or any subsequent links.</span></span><span><span style="font-size:6.0pt;font-family:"Times New Roman","serif";color:#1f497d"></span></span></p>
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