<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=us-ascii"><meta name=Generator content="Microsoft Word 14 (filtered medium)"><style><!--
/* Font Definitions */
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
span.EmailStyle17
{mso-style-type:personal-compose;
font-family:"Times New Roman","serif";
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
font-family:"Calibri","sans-serif";}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Hi everyone,<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Please see below for information on Consumer.gov.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal align=center style='text-align:center'><b>Consumer.gov and Consumidor.gov Provide Free <br>Consumer Protection Tools for Educators and Students</b><b><o:p></o:p></b></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='margin-bottom:12.0pt'>Looking for free tools to help students understand consumer protection basics – including financial literacy – in plain and simple language? The Federal Trade Commission has a free educational website <span style='color:#1F497D'>– </span><a href="http://www.consumer.gov/">Consumer.gov</a><span style='color:#1F497D'> </span>in English and<span style='color:#1F497D'> </span><a href="http://www.consumidor.gov/">Consumidor.gov</a> in Spanish<span style='color:#1F497D'> </span>– which<span style='color:red'> </span>help people avoid scams, manage their money, use credit and loans carefully, and protect their personal information.<o:p></o:p></p><p class=MsoNormal style='margin-bottom:12.0pt'>The site is easy to use, easy to navigate, and accessible to people with different learning styles and literacy levels. Educators can access free articles, <a href="http://www.consumer.gov/videos">videos</a><span style='color:#1F497D'>, </span>and worksheets about <a href="http://www.consumer.gov/section/managing-your-money">managing money</a><span style='color:#1F497D'>,</span> – including<span style='color:#1F497D'> </span><a href="https://bulkorder.ftc.gov/publications/make-budget-worksheet">making a budget</a><span style='color:#1F497D'>; </span><a href="http://www.consumer.gov/section/credit-loans-and-debt">credit, loans, and debt</a><span style='color:#1F497D'>, </span><a href="https://bulkorder.ftc.gov/publications/your-credit-history-what-do">how to get and fix credit</a>; and<span style='color:#1F497D'> </span><a href="http://www.consumer.gov/section/scams-and-identity-theft">avoiding scams and identity theft</a><span style='color:#1F497D'>.</span> Other tools include presentations<span style='color:#1F497D'>, </span>and lesson plans <span style='color:#1F497D'>(</span>arriving Spring 2016<span style='color:#1F497D'>)</span>. You can also hear content read aloud; just click the “listen” button next to each article in either English or Spanish.<o:p></o:p></p><p class=MsoNormal>It’s easy — and free — to use and share Consumer.gov and Consumidor.gov information. Everything is in the public domain, so cut and paste and use as you wish. You can download copies to hand out, link to a page or copy text into a newsletter. There are no copyright limits. <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Or we can send you free printed copies of the Consumer.gov and Consumidor.gov materials. Resources come in a<span style='color:#1F497D'> </span><a href="https://bulkorder.ftc.gov/publications/consumergov-sample-pack">sample pack</a><span style='color:#1F497D'>, </span>including all topics in English and Spanish, or in<span style='color:#1F497D'> </span><a href="https://bulkorder.ftc.gov/publications?f%5b0%5d=field_campaigns%3A1601">tear-off pads of 50</a><span style='color:#1F497D'> </span>for each topic. <span style='color:black'>Students can refer to these one-page flyers when making financial decisions</span><span style='color:#1F497D'>,</span> or<span style='color:black'> complete the </span><a href="http://www.consumer.gov/content/make-budget-worksheet">Making a Budget</a><span style='color:black'> workshee</span>t to make their own<span style='color:red'> </span>monthly budget. Order as many free copies as you want from <a href="https://bulkorder.ftc.gov/publications?f%5b0%5d=field_campaigns%3A1601">ftc.gov/bulkorder</a> and the FTC will ship them to you for free! <o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Thank you!<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Cristina Miranda<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Federal Trade Commission<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Division of Consumer and Business Education<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Tel. 202.326.2669<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><a href="mailto:cmiranda@ftc.gov">cmiranda@ftc.gov</a><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p></div></body></html>