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<p class="MsoNormal"><span style="color:#1F497D">I have to agree with Ann that Dave Ramsey materials are not a particularly good choice. While Dave has some good advice concerning getting out of debt and reducing credit card use, his investment advice/claimed
results are questionable at best. Dave is a great salesmen. In fact, for a fee he endorses local financial services companies. The following link provides more details why you should probably have second thoughts before using his materials.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><a href="http://time.com/money/2794698/save-like-dave-ramsey-just-dont-invest-like-him/">http://time.com/money/2794698/save-like-dave-ramsey-just-dont-invest-like-him/</a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">By using Dave’s materials in the classroom, you are in effect promoting him and those who he endorses as creditable sources of financial guidance.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">There are plenty of other materials available without going down this path.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="color:black">Patricia A . Bonner, Ph.D., CEBS<br>
Associate Director, Content Support<br>
International Foundation of Employee Benefit Plans</span></b><span style="color:black"><br>
18700 W. Bluemound Road<br>
Brookfield, WI 53045<br>
(262) 373-7636 | (262) 786-8670 Fax<br>
<a href="mailto:patb@ifebp.org">patb@ifebp.org</a>| <a href="www.ifebp.org">www.ifebp.org</a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b>From:</b> Natfinwellness [mailto:natfinwellness-bounces@lists.osu.edu]
<b>On Behalf Of </b>Ann House<br>
<b>Sent:</b> Friday, February 26, 2016 3:19 PM<br>
<b>To:</b> National Financial Wellness Listserv <natfinwellness@lists.osu.edu><br>
<b>Subject:</b> Re: [Natfinwellness] Textbook/curriculum information<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="color:#1F497D">I don’t feel Dave Ramsey is a reliable authority. He addresses only a certain population and his products are expensive.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#C00000">Ann C. House, MS, CPFC, CEPF<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#C00000">Coordinator, Personal Money Management Center<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#C00000">The University of Utah<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#C00000">Olpin Student Union Building<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#C00000">200 S. Central Campus Dr., #317<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#C00000">Salt Lake City, UT 84112<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#C00000">801-585-3886 (Office)<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#C00000"><a href="http://www.personal-money-management.utah.edu/"><span style="color:#C00000">www.personal-money-management.utah.edu</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><img border="0" width="419" height="83" id="Picture_x0020_1" src="cid:image001.png@01D170A9.DC1D59B0"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#C00000">2015 AFCPE Outstanding Financial Counseling Center
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b>From:</b> Natfinwellness [<a href="mailto:natfinwellness-bounces+ahouse=sa.utah.edu@lists.osu.edu">mailto:natfinwellness-bounces+ahouse=sa.utah.edu@lists.osu.edu</a>]
<b>On Behalf Of </b>Regina Harper<br>
<b>Sent:</b> Friday, February 26, 2016 2:14 PM<br>
<b>To:</b> National Financial Wellness Listserv <<a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a>><br>
<b>Subject:</b> Re: [Natfinwellness] Textbook/curriculum information<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="color:#993366">Greetings,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#993366"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#993366">Below is a link to information from Dave Ramsey regarding finances for college students:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#993366"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#993366"><a href="https://www.google.com/?gws_rd=ssl#q=dave+ramsey+college+students">https://www.google.com/?gws_rd=ssl#q=dave+ramsey+college+students</a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#993366"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#993366">Regina<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#993366"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b>From:</b> Natfinwellness [<a href="mailto:natfinwellness-bounces+rharpe10=cscc.edu@lists.osu.edu">mailto:natfinwellness-bounces+rharpe10=cscc.edu@lists.osu.edu</a>]
<b>On Behalf Of </b>BOB RUDAY<br>
<b>Sent:</b> Friday, February 26, 2016 4:05 PM<br>
<b>To:</b> National Financial Wellness Listserv <<a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a>><br>
<b>Subject:</b> Re: [Natfinwellness] Textbook/curriculum information<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">With so much on the internet (and free and current), could that be a better option than a high priced textbook?<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Bob Ruday</span><span class="apple-tab-span"><o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Assistant to the President<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">The University of Tampa</span><span class="apple-tab-span"><o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">401 W. Kennedy Blvd., Box 116F</span><span class="apple-tab-span"><o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Tampa, FL 33606-1490<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"><a href="mailto:Bruday@ut.edu">Bruday@ut.edu</a><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Cell 813.477.3803<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;color:#007F00"> The goal is not to create a population of personal finance experts, but to help students make better decisions with their money.</span><span style="font-size:10.5pt;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="color:black">From: </span></b><span style="color:black">Natfinwellness <<a href="mailto:natfinwellness-bounces@lists.osu.edu">natfinwellness-bounces@lists.osu.edu</a>> on behalf of Chris Conway <<a href="mailto:Chris.Conway@apollo.edu">Chris.Conway@apollo.edu</a>><br>
<b>Reply-To: </b>National Financial Wellness Listserv <<a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a>><br>
<b>Date: </b>Friday, February 26, 2016 at 1:08 PM<br>
<b>To: </b>National Financial Wellness Listserv <<a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a>><br>
<b>Subject: </b>Re: [Natfinwellness] Textbook/curriculum information</span><span style="font-size:12.0pt;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">I was going to suggest the Kapoor text as well. We use that in our first year personal finance class. Some of it can be fairly in-depth, but it has good high-level information too- so it can
work for most students. <br>
<br>
Sent from my iPhone<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:10.5pt;color:black"><br>
On Feb 26, 2016, at 9:39 AM, Pat Bonner <<a href="mailto:patb@ifebp.org">patb@ifebp.org</a>> wrote:<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN" style="font-size:12.0pt;color:black">The first two textbooks that I would look at are these. I have used both for teaching personal finance at the college level.
</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span lang="EN" style="font-size:12.0pt;color:black"> </span></b><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span lang="EN" style="font-size:12.0pt;color:black"><a href="https://www.google.com/shopping/product/11339492454988951328?q=personal+finance+garman+and+forgue+12th+edition&biw=1329&bih=783&bav=on.2,or.&bvm=bv.115339255,d.cWw&tch=1&ech=1&psi=ZorQVvS-EYrk-QHCgoLgBA.1456507497514.5&prds=paur:ClkAsKraXyrYoo1Cf12yKSF3dL3nQDLepJqhsv0wO0OdIdp8ER8KTBYg8YcAl60DrtgoC6yp_cArtQ-T_Ses-JMKOn7bmsAFLHV4jdtNAlCUNHSAr-8oO2P5chIZAFPVH73R9HLVxSDpWKUtQB--U08MVlGOCw&sa=X&ved=0ahUKEwi5rMGp-ZXLAhVJOj4KHWK9BmwQ8wII1AEwAA"><span style="color:windowtext;text-decoration:none">Personal
Finance</span></a></span></b><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN" style="font-size:12.0pt;color:black">by E. Thomas Garman, Raymond Forgue · Cengage Learning · Hardback · 608 pages · ISBN 1133595839</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:black"> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:12.0pt;color:black">Personal Finance</span></b><span style="font-size:12.0pt;color:black"> (McGraw-Hill/Irwin Series in Finance, Insurance, and Real Est) 10th Edition
</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="line-height:14.25pt"><span style="font-size:12.0pt;color:black">by
<a href="http://www.amazon.com/s/ref=dp_byline_sr_book_1?ie=UTF8&text=Jack+Kapoor&search-alias=books&field-author=Jack+Kapoor&sort=relevancerank">
<span style="color:windowtext;text-decoration:none">Jack Kapoor</span></a>, <a href="http://www.amazon.com/s/ref=dp_byline_sr_book_2?ie=UTF8&text=Les+Dlabay&search-alias=books&field-author=Les+Dlabay&sort=relevancerank">
<span style="color:windowtext;text-decoration:none">Les Dlabay</span></a>, <a href="http://www.amazon.com/s/ref=dp_byline_sr_book_3?ie=UTF8&text=Robert+J.+Hughes&search-alias=books&field-author=Robert+J.+Hughes&sort=relevancerank">
<span style="color:windowtext;text-decoration:none">Robert J. Hughes</span></a> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="line-height:14.25pt"><span style="font-size:12.0pt;color:black"> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="color:black">Patricia A . Bonner, Ph.D., CEBS<br>
Associate Director, Content Support<br>
International Foundation of Employee Benefit Plans</span></b><span style="color:black"><br>
18700 W. Bluemound Road<br>
Brookfield, WI 53045<br>
(262) 373-7636 | (262) 786-8670 Fax<br>
<a href="mailto:patb@ifebp.org">patb@ifebp.org</a>| <a href="www.ifebp.org">www.ifebp.org</a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="color:black">From:</span></b><span style="color:black"> Natfinwellness [<a href="mailto:natfinwellness-bounces@lists.osu.edu">mailto:natfinwellness-bounces@lists.osu.edu</a>]
<b>On Behalf Of </b>Susan E. Kannenwischer<br>
<b>Sent:</b> Friday, February 26, 2016 11:08 AM<br>
<b>To:</b> '<a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a>' <<a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a>><br>
<b>Subject:</b> [Natfinwellness] Textbook/curriculum information<o:p></o:p></span></p>
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</div>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black">Happy Friday!<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black">I have been given the opportunity to teach a Personal Finance course next semester and am looking for textbook suggestions. What has been used on your campuses that you have found to work well? Any textbooks
I should avoid? I know there are many resources outside of a textbook format, and I plan to utilize those too, but would also like to see if there is a great text from which I can work.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black">Thanks,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black">Susan<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Georgia",serif;color:#0070C0">Susan Kannenwischer</span></b><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#323232">Director of Financial Aid<br>
</span><b><span style="font-size:8.0pt;font-family:Wingdings;color:#E36C0A">(</span></b><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#E36C0A">Office: 614-236-6512</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:8.0pt;font-family:Webdings;color:#E36C0A">F</span></b><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#E36C0A">Fax: 614-236-6926</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:8.0pt;font-family:Wingdings;color:#E36C0A">*</span></b><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#E36C0A">Email:
</span><span style="color:black"><a href="mailto:skannenwischer@capital.edu"><span style="font-size:8.0pt;font-family:"Arial",sans-serif">skannenwischer@capital.edu</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Georgia",serif;color:#400080"> </span></b><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Georgia",serif;color:#400080">Capital</span></b><b><span style="font-size:10.0pt;font-family:"Georgia",serif;color:gray">University</span></b><span style="font-size:10.5pt;font-family:"Georgia",serif;color:black"><br>
</span><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#323232">1 College and Main<br>
Columbus, Ohio 43209</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#323232">866-544-6175 |
</span><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#E36C0A"><a href="http://willyou.capital.edu">willyou.capital.edu</a></span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"><a href="http://www.facebook.com/CapitalFinancialAid"><span style="font-size:8.0pt;font-family:"Arial",sans-serif">www.facebook.com/CapitalFinancialAid</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">_______________________________________________<br>
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<a href="https://lists.osu.edu/mailman/listinfo/natfinwellness">https://lists.osu.edu/mailman/listinfo/natfinwellness</a><o:p></o:p></span></p>
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