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<p class="MsoNormal"><span style="color:#1F497D">Thank you.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="color:#1F497D">Best regards,<o:p></o:p></span></p>
<p class="MsoNormal"><b><i><span style="font-size:24.0pt;font-family:"Vladimir Script";color:#1F497D">Chris
<o:p></o:p></span></i></b></p>
<p class="MsoNormal"><span style="color:#1F497D">Deputy Director : Federal Reserve Bank of Boston<o:p></o:p></span></p>
<p class="MsoNormal"><a href="mailto:Chris.Shannon@bos.frb.org"><span style="color:blue">Chris.Shannon@bos.frb.org</span></a><span style="color:#1F497D"> : (617) 973-3483<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> Natfinwellness [mailto:natfinwellness-bounces@lists.osu.edu]
<b>On Behalf Of </b>Schuman, Philip Andrew<br>
<b>Sent:</b> Thursday, February 25, 2016 11:27 PM<br>
<b>To:</b> National Financial Wellness Listserv<br>
<b>Subject:</b> Re: [Natfinwellness] Debt Letters<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Scott et al,<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">I’m going to post a copy of the webinar that we did today on our financial aid business processes as well as a copy of the debt letter on the
</span><a href="http://www.nscfw.org"><span style="font-size:10.5pt">www.nscfw.org</span></a><span style="font-size:10.5pt;color:black"> website. For those to whom I’ve already sent a copy of the debt letter, the version that will be on the site will be a
slightly updated one that was provided to me earlier this afternoon, so you may want to re-download. I apologize for all of the e-mails you’ve received over this, but am incredibly happy to see so much interest in the debt letter as I think it’s a great tool
for universities to implement. If anybody does have any questions about the letter or some of our other practices, please e-mail me directly at
</span><a href="mailto:phaschum@iu.edu"><span style="font-size:10.5pt">phaschum@iu.edu</span></a><span style="font-size:10.5pt;color:black">. Thanks!<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Phil<o:p></o:p></span></p>
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<span style="font-size:8.5pt;font-family:"BentonSans","serif";color:black">Phil Schuman<o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt;-webkit-text-stroke-width: initial;-webkit-text-stroke-color: rgb(147, 20, 49)">
<i><span style="font-size:8.5pt;font-family:"BentonSans","serif";color:#931431">Director of Financial Literacy</span></i><span style="font-size:8.5pt;font-family:"BentonSans","serif";color:#931431"><o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt;-webkit-text-stroke-width: initial;-webkit-text-stroke-color: rgb(0, 0, 0)">
<span style="font-size:8.5pt;font-family:"BentonSans","serif";color:black">980 Indiana Ave., #4415<o:p></o:p></span></p>
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<span style="font-size:8.5pt;font-family:"BentonSans","serif";color:black">Indianapolis, IN 46202<o:p></o:p></span></p>
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<span style="font-size:8.5pt;font-family:"BentonSans","serif";color:#931431">317.274.7430 / </span><a href="mailto:phaschum@iu.edu"><span style="font-size:8.5pt;font-family:"BentonSans","serif"">phaschum@iu.edu</span></a><span style="font-size:8.5pt;font-family:"BentonSans","serif";color:#931431"> <o:p></o:p></span></p>
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<span style="font-size:8.5pt;font-family:"BentonSans","serif";color:#931431"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="color:black">From: </span></b><span style="color:black">Natfinwellness <</span><a href="mailto:natfinwellness-bounces+phaschum=iu.edu@lists.osu.edu">natfinwellness-bounces+phaschum=iu.edu@lists.osu.edu</a><span style="color:black">>
on behalf of Scott Wright <</span><a href="mailto:outeacher@gmail.com">outeacher@gmail.com</a><span style="color:black">><br>
<b>Reply-To: </b>National Financial Wellness Listserv <</span><a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a><span style="color:black">><br>
<b>Date: </b>Thursday, February 25, 2016 at 4:55 PM<br>
<b>To: </b>National Financial Wellness Listserv <</span><a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a><span style="color:black">><br>
<b>Subject: </b>Re: [Natfinwellness] Debt Letters</span><span style="font-size:12.0pt;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Phil<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:10.5pt;color:black">Could you email it to everyone so we can stop getting all the emails?<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Scott Wright<br>
Ohio University<br>
Director, Brazil Executive Program<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Senior Lecturer of Finance<br>
240 Lindley Hall<br>
</span><a href="x-apple-data-detectors://1/0"><span style="font-size:10.5pt">Athens, OH 45701</span></a><span style="font-size:10.5pt;color:black"><br>
Office </span><a href="tel:(740)%20593-4416"><span style="font-size:10.5pt">(740) 593-4416</span></a><span style="font-size:10.5pt;color:black"><br>
Cell </span><a href="tel:(740)%20541-7771"><span style="font-size:10.5pt">(740) 541-7771</span></a><span style="font-size:10.5pt;color:black"><br>
</span><span style="font-size:10.5pt;color:black"><img border="0" width="102" height="102" id="_x0000_i1025" src="cid:image003.jpg@01D17071.32913ED0" alt="http://i.imgur.com/v4To0.jpg"></span><span style="font-size:10.5pt;color:black"><o:p></o:p></span></p>
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<br>
<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Sent from my iPhone<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:10.5pt;color:black"><br>
On Feb 25, 2016, at 3:49 PM, Newnum, Eric <</span><a href="mailto:enewnum@stonehill.edu"><span style="font-size:10.5pt">enewnum@stonehill.edu</span></a><span style="font-size:10.5pt;color:black">> wrote:<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:#1F497D">Hello Phil,</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">I would be interested in the debt letter template, please.</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Thank you ,</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Euphemia","sans-serif";color:#1F497D">Eric Newnum
</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Euphemia","sans-serif";color:#1F497D">Assistant Director, Education Loans</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Euphemia","sans-serif";color:#1F497D">Student Financial Assistance</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Euphemia","sans-serif";color:#1F497D">Stonehill College</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Euphemia","sans-serif";color:#1F497D">Tel (508)565-1076</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="mailto:enewnum@stonehill.edu"><span style="font-size:9.0pt;font-family:"Euphemia","sans-serif"">enewnum@stonehill.edu</span></a><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><i><span style="font-family:"Eras Medium ITC","sans-serif";color:#1F497D">Want to take control of your Finances and Student Loans?<b> SALT</b></span></i><b><span style="font-family:"Arial Narrow","sans-serif";color:black">™
</span></b><i><span style="font-family:"Arial Narrow","sans-serif";color:black">i</span></i><i><span style="font-family:"Eras Medium ITC","sans-serif";color:#1F497D">s here to help and it's free. Enroll at
</span></i><a href="http://www.saltmoney.org/stonehill"><i><span style="font-family:"Eras Medium ITC","sans-serif"">www.saltmoney.org/stonehill</span></i></a><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:#1F497D"> </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="color:black">From:</span></b><span style="color:black"> Natfinwellness [</span><a href="mailto:natfinwellness-bounces@lists.osu.edu">mailto:natfinwellness-bounces@lists.osu.edu</a><span style="color:black">]
<b>On Behalf Of </b>Schuman, Philip Andrew<br>
<b>Sent:</b> Wednesday, February 24, 2016 3:55 PM<br>
<b>To:</b> National Financial Wellness Listserv<br>
<b>Subject:</b> Re: [Natfinwellness] Debt Letters<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Nikol,</span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"> </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">I’d be happy to share our template with you. I’ll send you a separate e-mail shortly with the attachment. If anybody else is interested, please let me know. Thanks!</span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"> </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black">Phil</span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;color:black"> </span><span style="color:black"><o:p></o:p></span></p>
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<span style="font-size:8.5pt;font-family:"Georgia Pro","serif";color:black"> </span><span style="color:black"><o:p></o:p></span></p>
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<span style="font-size:8.5pt;font-family:"BentonSans","serif";color:black">Phil Schuman</span><span style="color:black"><o:p></o:p></span></p>
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<i><span style="font-size:8.5pt;font-family:"BentonSans","serif";color:#931431">Director of Financial Literacy</span></i><span style="color:black"><o:p></o:p></span></p>
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<span style="font-size:8.5pt;font-family:"BentonSans","serif";color:black">980 Indiana Ave., #4415</span><span style="color:black"><o:p></o:p></span></p>
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<span style="font-size:8.5pt;font-family:"BentonSans","serif";color:black">Indianapolis, IN 46202</span><span style="color:black"><o:p></o:p></span></p>
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<span style="font-size:8.5pt;font-family:"BentonSans","serif";color:#931431">317.274.7430 / </span><a href="mailto:phaschum@iu.edu"><span style="font-size:8.5pt;font-family:"BentonSans","serif"">phaschum@iu.edu</span></a><span style="font-size:8.5pt;font-family:"BentonSans","serif";color:#931431"> </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="color:black">From: </span></b><span style="color:black">Natfinwellness <</span><a href="mailto:natfinwellness-bounces+phaschum=iu.edu@lists.osu.edu">natfinwellness-bounces+phaschum=iu.edu@lists.osu.edu</a><span style="color:black">>
on behalf of "Taylor, Nikol" <</span><a href="mailto:Nikol.Taylor@tri-c.edu">Nikol.Taylor@tri-c.edu</a><span style="color:black">><br>
<b>Reply-To: </b>National Financial Wellness Listserv <</span><a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a><span style="color:black">><br>
<b>Date: </b>Wednesday, February 24, 2016 at 3:52 PM<br>
<b>To: </b>"</span><a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a><span style="color:black">" <</span><a href="mailto:natfinwellness@lists.osu.edu">natfinwellness@lists.osu.edu</a><span style="color:black">><br>
<b>Subject: </b>[Natfinwellness] Debt Letters<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Century Gothic","sans-serif";color:black">We are in the process of trying to implement debt letters for our students. I am wondering if anyone would be willing to share their template for the
letter with me? </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Century Gothic","sans-serif";color:black">Thanks in advance!</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Century Gothic","sans-serif";color:black"> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Script MT Bold";color:black">Regards,</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Script MT Bold";color:black"> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Script MT Bold";color:black">Nikol M. Taylor</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Cambria","serif";color:black">Coordinator, Student Loans</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Cambria","serif";color:black">Student Financial Aid & Scholarships</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Cambria","serif";color:black">Jerry Sue Thornton Center, Floor 2-</span><span style="font-family:"Cambria","serif";color:red"> Sa</span><span style="font-family:"Cambria","serif";color:#F79646">fe
</span><b><span style="font-family:"Cambria","serif";color:yellow">Zo</span></b><span style="font-family:"Cambria","serif";color:#00B050">ne</span><span style="font-family:"Cambria","serif";color:#0070C0">A</span><span style="font-family:"Cambria","serif";color:#365F91">ll</span><span style="font-family:"Cambria","serif";color:#7030A0">y</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Cambria","serif";color:black">2500 East 22nd Street</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Cambria","serif";color:black">Cleveland, Ohio 44115</span><span style="color:black"><o:p></o:p></span></p>
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