<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div>Sarah,</div><div><br></div><div>I'm so encouraged to see "personal values surrounding money" on the list of important considerations. The tip of the spear for ethical financial planning has been focused on this area, as well as "money scripts" which relate to our earliest encounters with money and how they affect our money behaviors, for some time. </div><div><br></div><div>These topics, and the discussion at large about how we relate to money, seem to be missing from the conversation in academic environments for the most part. Kudos. This is definitely the direction the industry is heading in as financial planning, wealth management, and even financial product sales people are forced to become more focused on the unique situations of each client.</div><div><br></div><div>There are many great sources for this topic, but the best place to start may be found in the books by George Kinder including The Seven Stages of Money Maturity.</div><div><br></div><div>Thanks for the important work you are doing.</div><div><br></div><div>Dave</div><div><br><div>Sent from my iPhone</div></div><div><br>On Jan 15, 2016, at 1:57 PM, Sarah Keene <<a href="mailto:skeene@umn.edu">skeene@umn.edu</a>> wrote:<br><br></div><blockquote type="cite"><div>
  
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    Hi Jennifer and others, <br>
    <br>
    To piggyback on Nate's response...<br>
    <br>
    Though it's not currently offered or mandated on the Twin Cites
    campus, my department recently finished developing and have
    available for license a 1-credit online financial literacy course
    aimed at transition/undergraduate students called "Financial
    Fitness." Some of our other online wellness courses are being
    offered on other campuses, and we hope to share this one with other
    schools as well. It could be facilitated entirely online or through
    a hybrid format. <br>
    <br>
    The course also has prepared quiz questions and assignments, which
    include reflections on personal values surrounding money, keeping a
    spending log, creating a budget, comparison shopping, shopping for
    health insurance, responding to a credit report scenario, and
    conducting research around a career or field of interest.<br>
    <br>
    Feel free to visit <a href="http://ri.umn.edu">ri.umn.edu</a> for
    more info and contact <a href="mailto:riinfo@umn.edu">riinfo@umn.edu</a>
    with any questions.<br>
    <br>
    Best,<br>
    Sarah Keene<br>
    <br>
    <div class="moz-signature">________________________________<br>
      <b>Sarah Keene, M.S.Ed., M.Phil.Ed.</b><br>
      Instructor, PUBH1001: Success Over Stress | Rothenberger Institute
      | <b><a href="http://ri.umn.edu">ri.umn.edu</a></b><br>
      McNamara Alumni Center, Ste 350-1 | Office Hours: by appointment
      only<br>
      University of Minnesota | <b><a href="http://umn.edu">umn.edu</a></b><br>
      <b><a class="moz-txt-link-abbreviated" href="mailto:skeene@umn.edu">skeene@umn.edu</a></b> | 612.626.8335<br>
      <br>
      <br>
    </div>
    <div class="moz-cite-prefix">On 1/15/16 9:00 AM, Nate Peterson
      wrote:<br>
    </div>
    <blockquote cite="mid:CAOWnRZU0p5YGYiigcYM0JSBjXekOVoymLzJ7uymDwzv2faj83g@mail.gmail.com" type="cite">
      <div dir="ltr">Hi Jennifer,
        <div><br>
        </div>
        <div>At the University of Minnesota-Twin Cities, all of our
          incoming undergraduate students complete an online module
          (Transit Financial) to assess financial wellness.  This is a 2
          part module with an implied mandate to complete. 
          Additionally, all of our incoming 1st year and transfer
          students attend a financial wellness session during Welcome
          Week titled Live Like a Student (the same name as our
          campaign).  Finally, we are exploring mandating 1:1 financial
          wellness appointments for students receiving institutional
          loans.  More to come on that one.</div>
        <div><br>
        </div>
        <div>Nate</div>
      </div>
      <div class="gmail_extra"><br>
        <div class="gmail_quote">On Thu, Jan 14, 2016 at 9:52 PM,
          Ashton, Bryan <span dir="ltr"><<a moz-do-not-send="true" href="mailto:ashton.53@osu.edu" target="_blank">ashton.53@osu.edu</a>></span>
          wrote:<br>
          <blockquote class="gmail_quote" style="margin:0 0 0
            .8ex;border-left:1px #ccc solid;padding-left:1ex">
            <div link="#0563C1" vlink="#954F72" lang="EN-US">
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                <div style="direction:ltr;font-family:Times New
                  Roman;color:#000080;font-size:10pt">
                  Hi Jennifer --
                  <div><br>
                  </div>
                  <div>At Ohio State we have a partial financial
                    wellness mandate for students as part of our Second
                    Year Transformational Experience Program.  Students
                    who are enrolled in the program (1,500 this year --
                    with expected growth in years to come) go through a
                    two part financial wellness intervention:</div>
                  <div><br>
                  </div>
                  <div>1) Is an online financial module that targets the
                    raising of awareness around a variety of financial
                    topics.</div>
                  <div>2) Is a 1:1 in person coaching appointment that
                    helps students to understand their personal
                    financial situation and navigate any concepts that
                    they would like.</div>
                  <div><br>
                  </div>
                  <div>I would be more than happy to go further in depth
                    if helpful!</div>
                  <div><br>
                  </div>
                  <div>Bryan<br>
                    <div><br>
                      <div style="font-family:Tahoma;font-size:13px">
                        <div style="font-family:Tahoma;font-size:13px">
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                            <div style="font-family:Tahoma;font-size:13px">
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                                    <div style="font-family:Tahoma;font-size:13px">
                                      <div style="font-family:Tahoma;font-size:13px">
                                        <p style="line-height:18px;font-family:Helvetica,Arial,sans-serif;background:#ffffff;color:#333333;font-size:12px"><br>
                                          <span style="line-height:18px;font-family:Helvetica,Arial,sans-serif;background:#ffffff;color:#bb0000;font-size:12px;font-weight:bold">Bryan
                                            Ashton</span> Assistant
                                          Director<br>
                                          <span style="line-height:18px;font-family:Helvetica,Arial,sans-serif;background:#ffffff;color:#bb0000;font-size:12px">The
                                            Office of Student Life</span>
                                          Student Wellness Center<br>
                                          B130 RPAC | 337 Annie and John
                                          Glenn Ave, Columbus, OH 43210<br>
                                          <a moz-do-not-send="true" href="tel:%28614%29%20230-8190" value="+16142308190" target="_blank">(614)
                                            230-8190</a> Office<br>
                                          <span style="padding-right:10px"><a moz-do-not-send="true" href="mailto:ashton.53@osu.edu" style="line-height:18px;font-family:Helvetica,Arial,sans-serif;background:#ffffff;font-size:12px;font-weight:bold" target="_blank"></a><a class="moz-txt-link-abbreviated" href="mailto:ashton.53@osu.edu">ashton.53@osu.edu</a></span> <b><a moz-do-not-send="true" href="http://UrlBlockedError.aspx" target="_blank">swc.<span style="background-color:rgb(255,255,255)">osu.edu</span></a></b>
                                        </p>
                                        <p class="MsoNormal"><span style="font-size:6.0pt;font-family:"Arial","sans-serif";color:#1f497d">EDUCATIONAL
                                            SERVICE ONLY; NO ADVICE IS
                                            PROVIDED</span><span style="font-size:6.0pt;font-family:"Times
                                            New
                                            Roman","serif";color:#1f497d"></span></p>
                                        <p class="MsoNormal"><span style="font-size:6.0pt;font-family:"Arial","sans-serif";color:#1f497d">Scarlet
                                            and Gray Financial Coaching
                                            is an educational service
                                            only. We do not provide
                                            investment, legal, debt
                                            consolidation, debt
                                            management or tax advice.
                                            The information provided is
                                            for general educational
                                            purposes only, and is not
                                            intended to substitute for
                                            the advice of your
                                            investment, legal, tax
                                            advisors and/or credit
                                            counselors or to be the
                                            basis of specific trading,
                                            investment or debt
                                            consolidation and management
                                            activities. If you need
                                            investment, legal, tax
                                            advice, and/or credit
                                            counseling, please consult
                                            with one of these
                                            professionals.</span><span style="font-size:6.0pt;font-family:"Times
                                            New
                                            Roman","serif";color:#1f497d"></span></p>
                                        <p class="MsoNormal"><span style="font-size:6.0pt;font-family:"Arial","sans-serif";color:#1f497d"> </span><span style="color:rgb(31,73,125);font-family:Arial,sans-serif;font-size:6pt">The
                                            links to third-party
                                            financial resources are
                                            provided as a convenience
                                            for informational purposes
                                            only.  Neither The Ohio
                                            State University or its
                                            Student Wellness Center
                                            endorses or approves any of
                                            the products, services or
                                            opinions of the entities or
                                            individuals associated with
                                            these links.  The Ohio State
                                            University and its Student
                                            Wellness Center bear no
                                            responsibility for the
                                            accuracy, legality or
                                            content of any external site
                                            associated with the links
                                            provided or any subsequent
                                            links.</span></p>
                                      </div>
                                    </div>
                                  </div>
                                </div>
                              </div>
                            </div>
                          </div>
                        </div>
                      </div>
                    </div>
                    <div style="font-family:Times New
                      Roman;color:#000000;font-size:16px">
                      <hr>
                      <div style="direction:ltr"><font face="Tahoma" color="#000000" size="2"><b>From:</b>
                          Natfinwellness [<a moz-do-not-send="true" href="mailto:natfinwellness-bounces@lists.osu.edu" target="_blank">natfinwellness-bounces@lists.osu.edu</a>]
                          on behalf of Schroeder, Jennifer L [SFINA] [<a moz-do-not-send="true" href="mailto:jschroed@iastate.edu" target="_blank"></a><a class="moz-txt-link-abbreviated" href="mailto:jschroed@iastate.edu">jschroed@iastate.edu</a>]<br>
                          <b>Sent:</b> Thursday, January 14, 2016 2:27
                          PM<br>
                          <b>To:</b> <a moz-do-not-send="true" href="mailto:natfinwellness@lists.osu.edu" target="_blank">natfinwellness@lists.osu.edu</a><br>
                          <b>Subject:</b> [Natfinwellness] Required
                          Financial Wellness Classes<br>
                        </font><br>
                      </div>
                      <div>
                        <div>
                          <p class="MsoNormal"><span style="font-family:"Times New
                              Roman",serif;color:#262626">We are
                              currently pursuing creating a required
                              financial literacy/personal finance
                              course;  I was wondering if any schools
                              currently have a required financial
                              literacy or personal financial wellness
                              type class?  If so can you share with me
                              the name of the class, number of credits
                              and topics covered?</span></p>
                          <p class="MsoNormal"><span style="font-family:"Times New
                              Roman",serif;color:#262626"> </span></p>
                          <p class="MsoNormal"><span style="font-family:"Times New
                              Roman",serif;color:#262626">Thank
                              you!</span></p>
                          <p class="MsoNormal"><span style="font-family:"Times New
                              Roman",serif;color:#262626"> </span></p>
                          <div>
                            <p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Book
                                Antiqua",serif;color:#262626">Jennifer
                                Schroeder</span></p>
                            <p class="MsoNormal"><span style="font-family:"Times New
                                Roman",serif;color:#262626">Program
                                Coordinator
                              </span></p>
                            <p class="MsoNormal"><span style="font-family:"Times New
                                Roman",serif;color:#262626">Student
                                Loan Education Office</span></p>
                            <p class="MsoNormal"><span style="font-family:"Times New
                                Roman",serif;color:#262626"><a moz-do-not-send="true" href="http://www.nofearfinance.com/" target="_blank"><span style="color:#262626"></span></a><a class="moz-txt-link-abbreviated" href="http://www.NoFearFinance.com">www.NoFearFinance.com</a></span><u><span style="color:#262626"></span></u></p>
                            <p class="MsoNormal"><span style="font-family:"Times New
                                Roman",serif;color:#262626">P: <a moz-do-not-send="true" href="tel:%28515%29294-0677" value="+15152940677" target="_blank">(515)294-0677</a></span><span style="color:#262626"></span></p>
                            <p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times
                                New Roman",serif;color:#262626"> </span></p>
                            <p class="MsoNormal"><a moz-do-not-send="true" href="https://twitter.com/IAStateLoanEdu" target="_blank"><span style="color:#262626;text-decoration:none"><mime-attachment.jpg></span></a><span style="color:#262626"> 
                              </span><a moz-do-not-send="true" href="https://www.facebook.com/Iowa-State-University-Student-Loan-Education-Office-433931383484701/?fref=ts" target="_blank"><span style="color:#262626;text-decoration:none"><mime-attachment.jpg></span></a><span style="font-size:10.0pt;font-family:"Times
                                New Roman",serif;color:#262626"></span></p>
                            <p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times
                                New Roman",serif;color:#262626"> </span></p>
                            <p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times
                                New Roman",serif;color:#262626"> </span></p>
                            <p class="MsoNormal"><i><span style="font-size:10.0pt;font-family:"Times
                                  New Roman",serif;color:#c00000">A
                                  new year means a new FAFSA!</span></i><span style="font-size:10.0pt;font-family:"Times
                                New Roman",serif;color:#c00000"> 
                                <b><i>Make sure you complete the <a moz-do-not-send="true" href="http://www.fafsa.gov/" target="_blank">
                                      <span style="color:#0563c1">2016-17
                                        FAFSA</span></a> application
                                    prior to our <u>
                                      March 1st</u> priority deadline
                                    for maximum financial aid
                                    consideration</i></b><i>.</i></span></p>
                            <p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Times
                                  New Roman",serif;color:#262626"> </span></b></p>
                            <p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Times
                                New Roman",serif;color:#262626">This
                                communication, including any
                                attachments, may contain private and
                                confidential information and is intended
                                only for the addressee.   Forward only
                                to authorized persons.  If you have
                                received this communication in error,
                                please notify the sender by reply email
                                and destroy all copies of the original
                                message and attachments. This E-mail
                                (including the attachments) is covered
                                by the electronic Communications Privacy
                                Act, 18 U.S.C.ยงยง 2510-2521, is
                                confidential and may be legally
                                privileged. If you are not the intended
                                recipient, you are hereby notified that
                                any retention, dissemination,
                                distribution, or copying of this
                                communication is strictly prohibited.</span></p>
                            <p class="MsoNormal"><span style="color:#262626"> </span></p>
                          </div>
                        </div>
                      </div>
                    </div>
                  </div>
                </div>
              </div>
            </div>
            <br>
            _______________________________________________<br>
            Natfinwellness mailing list<br>
            <a moz-do-not-send="true" href="mailto:Natfinwellness@lists.osu.edu">Natfinwellness@lists.osu.edu</a><br>
            <a moz-do-not-send="true" href="https://lists.osu.edu/mailman/listinfo/natfinwellness" rel="noreferrer" target="_blank">https://lists.osu.edu/mailman/listinfo/natfinwellness</a><br>
            <br>
          </blockquote>
        </div>
        <br>
        <br clear="all">
        <div><br>
        </div>
        -- <br>
        <div class="gmail_signature">
          <div dir="ltr">
            <div>
              <div dir="ltr">
                <div><span style="color:rgb(51,51,51);font-family:'trebuchet
                    ms'">Nate Peterson</span><br style="color:rgb(51,51,51);font-family:'trebuchet
                    ms'">
                  <span style="color:rgb(51,51,51);font-family:'trebuchet
                    ms'">Assistant Director|One Stop Student Services | <a moz-do-not-send="true" href="http://onestop.umn.edu/" style="color:rgb(17,85,204)" target="_blank">onestop.umn.edu</a></span><br style="color:rgb(51,51,51);font-family:'trebuchet
                    ms'">
                  <span style="color:rgb(51,51,51);font-family:'trebuchet
                    ms'">222 Pleasant Street SE, 225D Bruininks Hall</span><br style="color:rgb(51,51,51);font-family:'trebuchet
                    ms'">
                  <span style="color:rgb(51,51,51);font-family:'trebuchet
                    ms'">University of Minnesota | <a moz-do-not-send="true" href="http://umn.edu/" style="color:rgb(17,85,204)" target="_blank">umn.edu</a></span><br style="color:rgb(51,51,51);font-family:'trebuchet
                    ms'">
                  <span style="color:rgb(51,51,51);font-family:'trebuchet
                    ms'"><u><a moz-do-not-send="true" href="mailto:pete2787@umn.edu" target="_blank">pete2787@umn.edu</a></u>  | <a moz-do-not-send="true" value="+16126261431" style="color:rgb(17,85,204)">612-625-0160</a></span></div>
              </div>
            </div>
          </div>
        </div>
      </div>
      <br>
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      <br>
      <pre wrap="">_______________________________________________
Natfinwellness mailing list
<a class="moz-txt-link-abbreviated" href="mailto:Natfinwellness@lists.osu.edu">Natfinwellness@lists.osu.edu</a>
<a class="moz-txt-link-freetext" href="https://lists.osu.edu/mailman/listinfo/natfinwellness">https://lists.osu.edu/mailman/listinfo/natfinwellness</a>
</pre>
    </blockquote>
    <br>
  

</div></blockquote><blockquote type="cite"><div><span>_______________________________________________</span><br><span>Natfinwellness mailing list</span><br><span><a href="mailto:Natfinwellness@lists.osu.edu">Natfinwellness@lists.osu.edu</a></span><br><span><a href="https://lists.osu.edu/mailman/listinfo/natfinwellness">https://lists.osu.edu/mailman/listinfo/natfinwellness</a></span><br></div></blockquote></body></html>