[Natfinwellness] International Students & Credit Reports

[Garcia, Courtney]

Hi,

This article says that Intl students can use their ITIN or SSN to check their credit score. (Not sure how trustworthy this source is).  The article also says they can apply for an SSN with a F-1 or J-1 Visa:

http://www.creditcards.com/credit-card-news/foreign-exchange-student-us-credit-score-1294.php

I also wonder if it makes a difference who is pulling the credit report: Maybe a bank has more flexibility with whether they can use an ITIN vs. an online "check my credit score" site?

I look forward to hearing what other people say.

Best,


Courtney Garcia

Academic Counselor
Educational Opportunities Program
Waldo Hall 341
(541) 737-3922

EOP
Helping Students Thrive:
Supporting Development; Celebrating Success



From: Natfinwellness [mailto:natfinwellness-bounces+courtney.garcia=oregonstate.edu at lists.osu.edu] On Behalf Of Pellegrini, Andrea
Sent: Thursday, December 03, 2015 1:27 PM
To: National Financial Wellness Listserv <natfinwellness at lists.osu.edu>
Cc: Williamson, Sheri Anna (Graduate Assistant Student Worker) <stuwrkr-swillmsn at mx.uillinois.edu>
Subject: [Natfinwellness] International Students & Credit Reports

Hello All!

We have a very large international student population, and a question we have been asked a few times has come up with our students: "How can an international student, who does not have a social security number, check their credit report?"

We reached out to Experian quite a while back, but didn't get a response (then I forgot about it!). We know that they can have credit histories since they have ITINs, sign rental leases/agreements and can use financial products and services, but it is unclear how to pull that information for the student to review/monitor.

Any suggestions would be greatly appreciated!

Best,
Andrea

Andrea Pellegrini, Assistant Director

USFSCO - Providing Solutions
Student Money Management Center
P: 217.333.6228<tel:217.333.6228>
apelleg3 at uillinois.edu<mailto:apelleg3 at uillinois.edu>


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