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<p class="MsoNormal">An upcoming virtual workshop 4-part series for anyone interested in
<b>Whole Farm Financial Planning </b>presented by KCARD and Rural Action<b>:<o:p></o:p></b></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Join <b>Spencer Guinn, Senior Business Development Specialist</b>, and <b>Logan Crawford, Business Development Assistant</b> of <a href="https://www.kcard.info/" target="_blank" title="https://www.kcard.info/"><b>KCARD</b></a><b> </b>for
a 4-part workshop series on financial management for farmers! Virtual sessions will be held on
<u>Tuesdays from 6:30-8:00 pm, November 12th, 19th, 26th and December 3rd. You must attend all sessions. This series will be virtual on Zoom.
</u><a href="https://www.eventbrite.com/e/whole-farm-financial-planning-4-part-series-tickets-1021846770197">Register here.</a><o:p></o:p></p>
<p class="MsoNormal"><b><i><o:p> </o:p></i></b></p>
<p class="MsoNormal"><b><i>Session 1: </i>You can’t manage what you don’t measure<i> (November 12th)</i></b><o:p></o:p></p>
<p class="MsoNormal">Effective farm management begins with accurate data. Join us to explore how proper recordkeeping can directly impact your farm’s profitability and sustainability. In this session, we will dive into the importance of maintaining farm records,
including production data, inventory tracking, and labor costs, as well as how to develop and use profit and loss statements to assess financial health. Attendees will learn best practices for organizing farm records, the essential components of a profit and
loss statement, and how to use this financial tool to make informed decisions that boost efficiency and profitability.<o:p></o:p></p>
<p class="MsoNormal"><b><i><o:p> </o:p></i></b></p>
<p class="MsoNormal"><b><i>Session 2: </i>Exploring Enterprise Budgets<i> (November 19th)</i></b><o:p></o:p></p>
<p class="MsoNormal">Join us for an in-depth exploration of enterprise budgets, a crucial tool for farm planning and financial management. This session is designed for farmers, agribusiness owners, and agricultural professionals who want to better understand
the financial breakdown of specific farming enterprises and improve their decision-making. Whether you're just starting out or seeking to refine your financial strategies, this webinar will equip you with practical tools for farm business success. Key topics
covered:<o:p></o:p></p>
<p class="MsoNormal">- What is an enterprise budget- Examples of Common Enterprises<br>
- What does an enterprise budget consist of?<br>
- Enterprise Budget examples<o:p></o:p></p>
<p class="MsoNormal"><b><i><o:p> </o:p></i></b></p>
<p class="MsoNormal"><b><i>Session 3: </i>Cash Flow Statements & Balance Sheets <i>
(November 26th)</i></b><o:p></o:p></p>
<p class="MsoNormal">This webinar is designed to provide a clear and practical understanding of two critical financial documents: cash flow statements and balance sheets. Perfect for farmers, agribusiness owners, and anyone involved in managing the financial
health of an organization, this session will help you understand the importance of these financial tools and how to use them to monitor and improve your operation’s financial performance. Key topics covered:<o:p></o:p></p>
<p class="MsoNormal">- Cash Flow Statements and Balance Sheet basics<br>
- What is the importance of each?<br>
- What do cash flows and balance sheets contain and what information can I gather from them?<br>
- Examples of Cash Flow statements and balance sheets<o:p></o:p></p>
<p class="MsoNormal"><b><i><o:p> </o:p></i></b></p>
<p class="MsoNormal"><b><i>Session 4: </i>The alphabet soup of agriculture<i>(December 3rd)</i></b><o:p></o:p></p>
<p class="MsoNormal">Agriculture talks in acronyms A LOT. We will discuss some common ones you may hear among the farmer hangouts and how the programs they represent can help your operation.<o:p></o:p></p>
<p class="MsoNormal"><b><o:p> </o:p></b></p>
<p class="MsoNormal"><b>Pricing:</b><o:p></o:p></p>
<p class="MsoNormal">Regular price – $80<o:p></o:p></p>
<p class="MsoNormal">Discounted price – $50 (use code DISCOUNT)<o:p></o:p></p>
<p class="MsoNormal">Limited scholarships are available on a first-come, first-served basis. To apply for a scholarship, please download and complete<a href="https://docs.google.com/document/d/1LQ6ecyv8CNS6ArhY9uQWw9orzbtgLFiIqCRWjgoZZoc/edit" target="_blank" title="https://docs.google.com/document/d/1LQ6ecyv8CNS6ArhY9uQWw9orzbtgLFiIqCRWjgoZZoc/edit"> this
application</a> and email it to Katie Lloyd at <a href="mailto:katie@ruralaction.org">
katie@ruralaction.org</a>.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><a href="https://www.eventbrite.com/e/whole-farm-financial-planning-4-part-series-tickets-1021846770197">Register here.</a><o:p></o:p></p>
<p class="MsoNormal"><span style="mso-ligatures:none"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt"><img border="0" width="224" height="45" style="width:2.3333in;height:.4652in" id="Picture_x0020_1" src="cid:image001.png@01DB1FDB.39C37010" alt="The Ohio State University"></span><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#333333"><br>
</span><b><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#BB0000;background:white">Nicole Wright</span></b><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#333333"><br>
<span style="background:white">Aquaculture Extension Educator and LEARN Coordinator</span><br>
</span><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#BB0000;background:white">Ohio Sea Grant and Stone Laboratory</span><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#333333;background:white"> School of Environment and
Natural Resources<br>
Heffner Building, 352 W. Dodridge St., Columbus, OH 43202<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#333333;background:white">Phone: 330-202-3594<br>
</span><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#BB0000;background:white"><a href="mailto:wright.1128@osu.edu"><span style="color:blue">wright.1128@osu.edu</span></a></span><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#333333;background:white"> / </span><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#BB0000;background:white"><a href="http://ohioseagrant.osu.edu/"><span style="color:blue">ohioseagrant.osu.edu</span></a>
/ </span><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:blue;background:white"><a href="lakeerieandaquaticresearch.org"><span style="color:blue">lakeerieandaquaticresearch.org</span></a></span><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#BB0000;background:white"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#404040;background:white">Pronouns: she/her/hers<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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